About 228 loan
About 228 loan
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) Local community development loan or community improvement investment depth, for example the particular kind of funding and type of entity supported (
(one) Thing to consider of the greenback volume of your confined goal lender's Local community progress loans and community improvement investments that advantage or serve the power-primarily based assessment spot; and
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The Board publishes on its public Web site, at the very least 30 times beforehand of the start of each calendar quarter, an index of banking institutions scheduled for CRA examinations for the subsequent two quarters.
The Confined Intent Bank Community Development Funding Metric measures the greenback volume of the bank's Group growth loans and Neighborhood development investments that profit or provide all or Portion of the nationwide area in comparison to the lender's assets calculated pursuant to paragraph III.a of appendix B to this section.
) The allocation of loans, investments, services, and products and solutions to your bank, or among the affiliated financial institutions, need to replicate an affordable foundation to the allocation and may not be for the only real or Principal reason of inappropriately maximizing any financial institution's CRA analysis.
(two) The dispersion of a lender's closed-finish dwelling property finance loan lending, modest enterprise lending, little farm lending, or auto lending in a facility-primarily based evaluation spot to determine irrespective of whether you will discover gaps in lending that are not spelled out by functionality context;
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The limited objective bank's Neighborhood growth funding general performance in all of its facility-centered evaluation parts; and
) of this section, a bank may possibly deliver different weights for averaging collectively the general performance throughout these loan products click here and solutions and will contain All those loan products and solutions inside the numerator of the Financial institution Volume Metric.
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(3) The lender may not declare community progress loans or Group improvement investments accounting for much more than its percentage share (based upon the extent of its participation or expenditure) of the entire loans or investments produced by the consortium or third party.